Our Services
Wealth Management
Retirement Accounts
Non-Retirement Accounts
Portfolio risk in sync w/Personal Risk
What’s the right investment mix (Tax Efficient Wealth)?
Work Optional Lifestyle (when can I retire?)
Risk Management
Insurance Based Investments designed to offer downside protection during volatile markets
Life Insurance
Disability Insurance
Long Term Care Insurance
Asset Allocation (where to take your risk)
Tax-Focused Financial Planning
Roth 401k or Traditional 401k (what makes the most sense?)
Backdoor Roth IRA’s
Roth Conversion Strategies
Qualified charitable distributions (QCDs) after age 70 ½
Gifting Strategies
Qualifying for premium tax credits for Obamacare prior to going on Medicare
Legacy Planning
Financial Estate Planning Guidance
Family Meetings to assist loved ones to understand their responsibilities within your plan
Assisting heirs to incorporate inherited assets into their existing plan
Titling Assets to avoid Probate
Confirming beneficiary designations are correct within Retirement and Insurance plans
Advise beneficiaries on how best to handle inheritance
Charitable Giving
Charitable Donor Funds (before 70 ½) using non-retirement dollars
QCD Strategies (after 70 ½) using IRA dollars
Cash Management
Projecting expected income vs desired spending
Where to Invest excess cashflow?
Understanding what accounts will be used to cover income shortfalls
Retirement Distribution Strategies
Value Added Services
EMONEY analytics
WHEN I DIE checklist
Beneficiary Audits
Retirement Readiness scenarios
Social Security optimization
Small Business Planning
For specific estate planning or tax planning advices, please consult a qualified estate planning attorney or a qualified tax advisor.